Some examples of our innovative coverages and policy features include:

"Agreed Value" Coverage That Can Increase With The Value Of Your Car. The value of your car is determined at the time you purchase your policy, so if your vehicle suffers a covered total loss, there’s no haggling over value. Furthermore, with proper notice, you can increase coverage of the vehicle to proper market value anytime prior to a covered loss.

Choice Of Body Shop. A “must-have” feature for any collector car. Chubb allows you to choose the facility that will repair your car after a covered loss.

No Mileage Restrictions. The policy does not limit coverage for hobby use of your vehicle in collector activities, exhibits and parades, so you can fully enjoy your collector car without monitoring the odometer.

Coverage For Newly Acquired Autos Worldwide. Once you have a Chubb Collector Car policy, your coverage automatically extends to any new collector cars you buy anywhere in the world for 30 days from the date of purchase. The additional coverage is limited to the new car’s verified purchase price, and the new car cannot be used for business. When the new vehicle is added to your policy, the additional premium will be applied retroactively to reflect your ownership from the date of purchase.

High Limits For Comprehensive, Collision And Liability. Large or small, we can accomodate car collections of all sizes. As for liability, we offer limits up to $50 million. As a global insurance leader that has insured collections of all kinds for over 100 years, Chubb’s experience and expertise make us the perfect fit for avid car collectors with expansive and one-of-a-kind collections.

Up To $3,000 To Help Cover Losses To Trailers. Higher limits are available for trailers of higher value. A $250 deductible applies.

$750 For “Loss Of Use.” This addresses your immediate concerns after a covered loss for items such as car rentals, meals, lodging and other reasonable incidentals that may be needed when a covered loss occurs more than 50 miles from your closest residence.

Fair Replacement Of Parts. If you experience a covered loss, we’ll help you to properly restore your vehicle to its pre-accident condition and authenticity.

Off-Premises Coverage. If you purchase a collector car that needs immediate repairs, you don’t have to wait for your vehicle to leave the body shop to insure it. With Chubb, you can obtain a policy as soon as the title changes hands. Protection from covered losses that occur while your car is located at the body shop is provided automatically and, as long as you pay your annual premium, can remain in force for months—even years—if necessary.

No Deductible. There is no deductible for covered collector vehicles.